From fiat to crypto.
One integration.
Local payment methods and regulated conversion partners behind one API and widget, with every purchase routed to the partner most likely to convert it.
- Payment methods
- 150+
- Countries
- 150+
- Fiat currencies
- 40+
- Cryptocurrencies
- 80+
- BLIK
- iDEAL
- PIX
- Interac
- Bancontact
- SEPA Instant
- Apple Pay
- Google Pay
- UPI
- PayID
- Klarna
- MB WAY
- Mobile Money
- Open Banking
One checkout.
Every rail behind it.
Your user sees one familiar checkout. Behind it, every payment method has several regulated conversion partners, ranked and ready.
- 01
Your user picks how to pay
The widget shows the methods that work in their market: BLIK in Poland, iDEAL in the Netherlands, Interac in Canada. In their language, under your brand.
- 02
We pick the partner, per transaction
Each method has several conversion partners, ranked by live approval rate. The engine weighs method, amount, market and user history, then routes in milliseconds.
- 03
A failed attempt cascades
If a partner declines or times out, the purchase moves to the next one before your user notices. You see it as a higher completion rate.
- 04
Crypto lands, books reconcile
The crypto arrives in the user's wallet. You get one reconciliation file across every partner, with conversion reported per method.
Five years live.
Not a whitepaper.
- Years in market
- 5+
- Payment methods
- 150+
- Transactions per month
- 1.5M+
- Peak conversion on primary rails
- 92%
The local methods your customers actually use.
Pick a region. Every method shown is a live on-ramp rail with a primary conversion partner and automatic fallbacks behind it.
Europe
Deep local coverage on EU rails
- BLIKPoland · instant
- iDEALNetherlands
- BancontactBelgium
- EPSAustria
- SEPA InstantEU-wide
- SwishSweden · soon
- KlarnaPay later
- MultibancoPortugal
- MB WAYPortugal
Four ways to plug in.
Routed by live conversion.
Optimised per purchase.
Behind every method sits more than one regulated conversion partner. Our engine watches conversion on every rail in real time and decides, per purchase, where it should go.
- PayIDA$1,300B→A→C402 ms
- InteracC$400.00A204 ms
- BLIKzł900.00C142 ms
- 01
Primary, fallback, backup: per method
Every buyer always has a next best route. The cascade moves the purchase to it instantly.
- 02
First-time vs returning buyers
First purchases route through rails tuned for approval; returning users get the fastest path.
- 03
Conversion-weighted, always current
Weights update from live performance, so traffic flows to the partners converting best right now.
See the whole flow live, on our stand.
- Event
- SiGMA World Rome
- Dates
- 3–5 Nov 2026
- Stand
- H7-7064
“We stopped managing on-ramp providers and started managing conversion. That's the whole point.”
Head of Payments · high-volume crypto platform
Questions, answered.
Something else? Contact us
What does InstaXchange do?
We aggregate local payment methods and MiCA-regulated crypto conversion partners behind one API and hosted widget, and route every purchase to the partner most likely to approve it. One integration, one contract, one reconciliation file.
How long does integration take?
The hosted widget can be live in a day. An API integration typically takes one to two sprints. After that, new methods we launch are available by configuration.
Which methods and assets are supported?
150+ payment methods across EUR, PLN, CAD, SEK, AUD, BRL and more, converting into the major crypto-assets our regulated partners support. If you need a rail for a new market, ask: adding partners is our core business.
Who handles KYC and the regulated part?
Conversion and custody are performed by MiCA-regulated conversion partners, who run KYC on the end user within the flow. InstaXchange provides the aggregation technology, routing and commercial layer.
What does it cost?
A blended per-transaction rate, agreed per method and volume tier. One price per rail, with no stacked gateway fees. Book a demo and we'll quote against your current setup.
See your on-ramp conversion with better routing.
Bring your current per-method numbers. We'll show you, rail by rail, where the uplift is.